[41] Then Anāthapiṇḍika the householder approached the Blessed One; having approached, he paid homage to the Blessed One and sat down to one side. As Anāthapiṇḍika the householder sat to one side, the Blessed One said this to him:
"Householder, there are these five uses (ādiyā) of wealth. What five? Here, householder, a noble disciple, with wealth obtained by energetic striving, amassed by the strength of his arms, earned by the sweat of his brow, righteous wealth righteously gained, makes himself happy and satisfied and properly maintains himself in happiness; he makes his mother and father happy and satisfied and properly maintains them in happiness; he makes his children, wife, slaves, workers, and servants happy and satisfied and properly maintains them in happiness. This is the first use of wealth.
"Furthermore, householder, a noble disciple, with wealth obtained by energetic striving, amassed by the strength of his arms, earned by the sweat of his brow, righteous wealth righteously gained, makes his friends and companions happy and satisfied and properly maintains them in happiness. This is the second use of wealth.
"Furthermore, householder, a noble disciple, with wealth obtained by energetic striving, amassed by the strength of his arms, earned by the sweat of his brow, righteous wealth righteously gained, wards off with his wealth whatever misfortunes may arise—from fire, from water, from kings, from thieves, or from unloved heirs—and makes himself secure. This is the third use of wealth.
"Furthermore, householder, a noble disciple, with wealth obtained by energetic striving, amassed by the strength of his arms, earned by the sweat of his brow, righteous wealth righteously gained, makes the five oblations (bali): the oblation to relatives, the oblation to guests, the oblation to the departed, the oblation to the king, and the oblation to the deities. This is the fourth use of wealth.
"Furthermore, householder, a noble disciple, with wealth obtained by energetic striving, amassed by the strength of his arms, earned by the sweat of his brow, righteous wealth righteously gained, establishes an uplifting offering (dakkhiṇā)—one of heavenly benefit, ripening in happiness, conducive to heaven—toward those ascetics and brahmins who refrain from intoxication and heedlessness, who are settled in patience and gentleness, who each tame themselves alone, each calm themselves alone, each bring themselves alone to final quenching. This is the fifth use of wealth.
"These, householder, are the five uses of wealth. If, householder, when a noble disciple takes these five uses of wealth, his wealth goes to depletion, he reflects thus: 'Those things that are the uses of wealth—these I have taken, and my wealth goes to depletion.' Thus he has no regret. And if, householder, when that noble disciple takes these five uses of wealth, his wealth increases, he reflects thus: 'Those things that are the uses of wealth—these I have taken, and my wealth increases.' Thus he has no regret. In both ways alike he is without regret.
"Wealth has been enjoyed, dependents supported,
misfortunes have been overcome by me;
an uplifting offering has been given,
and the five oblations performed;
the virtuous have been attended upon,
the restrained ones who live the holy life.
Whatever purpose a wise man dwelling in a house
might desire wealth for,
that purpose I have attained;
what brings no remorse has been done.
Recollecting this, a mortal,
a person standing firm in the noble Dhamma,
is praised here in this very life,
and after death rejoices in heaven."
English translation from the Pali (Siam Raṭṭha edition) — under review, not for citation.