[197] "A friend who is a helper,
a comrade in happiness and in suffering,
a friend who counsels one's good,
and a friend who is sympathetic —
The wise man, having understood
these four to be friends,
should attend upon them with care,
as a mother her own breast-born child.
The wise man endowed with virtue
shines like a blazing fire.
For one gathering wealth
as a bee ranges about,
riches go on accumulating,
as an anthill is piled up.
Having gathered wealth thus,
a householder is capable of providing for his family.
He should divide his wealth into four parts;
thus indeed he binds friends to himself.
With one portion he should enjoy his wealth;
with two he should apply himself to his work;
and the fourth he should lay aside —
it will serve in times of adversity."
English translation from the Pali (Siam Raṭṭha edition) — under review, not for citation.